Picture yourself as that guy or gal that has always dreamed of owning your own business. Let’s say it is a bakery, and you have worked 10 or 15 years with the dream to save up enough money to open your own bakery. Let’s make this easy on you and assume that you had a rich uncle pass away and he left you a nice 1.5 acre corner property at a busy intersection. No mortgage, you own the land free and clear, you inherited it.